Spark

spark.fi ↗ Lending & Earn Decentralised Est. 2023

MakerDAO-linked lending and savings protocol.

4.3
Excellent 65 reviews Write a review

Reviews

  1. H
    Hodl.Nomad Singapore · today

    no complaints

    Audited contracts and a transparent reserve report, feels safe. plus borrowed against my stack, clear terms no surprises...

  2. P
    Pump_Queen8 South Africa · today

    total letdown

    they locked up funds that were supposed to be flexible. withdrawls frozen for since 2022 now, getting nervous about my sol...

  3. N
    nadia_fx South Korea · today

    pleasantly surprised

    The liquid staking token tracks the underlying closely. plus earn on LTC pays daily, numbers add up perfectly. would recommend. 💪

  4. L
    LiquidDrift7 United States · today

    solid

    fwiw withdrawls from the earn acount cleared same day. oh and took a stablecoin loan against my ada, terms were clear. smh.

  5. P
    Pump_Sniper Netherlands · today

    Happy customer

    No joke, borrowed against my stack, clear terms no surprises 🔥

  6. L
    LiquidNomad Spain · today

    would recommend

    Ok so, pulled my $50 out same day, no waiting. audited contracts and a transparent reserrve report, feels safe. solid.

  7. J
    justlurking South Africa · today

    Finally One That Works

    Real talk, interest accrues daily and compounds exactly as described.

  8. W
    Wagmi-Master Japan · today

    Good And Bad

    The liquid staking token tracks the underlying closely … on the FLIP side they pused withdrawls 'temporarily' and its been weeks. fine as a backup 🤔

  9. M
    MoonChad69 Singapore · today

    Mixed Feelings

    Rates beat my bank by a mile and THE dashboard is clear … on the flip side hidden withdrawal fee that wasnt disclosed anywhere

  10. S
    SatGuy23 Turkey · today

    Finally One That Works

    Been on this a while and flexible savings let me exit anytime, handy 😎

  11. D
    DefiMaster420 South Korea · today

    way better than expected

    Audited contracts and a transparent reserve report, FEELS safe.

  12. R
    rektagain UAE · yesterday

    10/10

    Pulled my most of my savings out same day, no waiting.

  13. W
    WAGMININJA India · 7 days ago

    Happy customer

    Tbh, BORROWED against my stack, clear terms no surprises. cant complain tbh.

  14. P
    ProTrader_ Philippines · 9 days ago

    my go to now

    WAY BETTER YIELD THAN A BANK, EASY TO TRACK. 10/10!

  15. S
    slowandsteady South Korea · 9 days ago

    Hit And Miss

    Does the job, brely.

  16. S
    Sat_Master13 Poland · 1 month ago

    Pretty happy

    gotta give credit, interest accrues daily and compounds exactly as described. staking token holdds its peg well, no drama...

  17. S
    sandra_w Sweden · 2 months ago

    No complaints

    pulled my 500 usdt out same day, no waiting. 10/10.

  18. 0
    0xmaria Spain · 2 months ago

    love this

    real talk, way better yield than a bank, easy to track, and pulled my most of my savings out same day, no waiting. no complaints 👍

  19. S
    stack_drift2021 Brazil · 2 months ago

    Great so far

    Underrated honestly.

  20. W
    wenmoon23 Singapore · 4 months ago

    could be better

    Look, way better yield than a bank, easy to track, however moving funds out triggereed a surprise network fee they never mentioned. hope they improve.

  21. N
    Node-Flux0 Poland · 4 months ago

    great so far

    ok so they actually publish reserves, gives me confidence. no complaints.

  22. N
    NgmiChad88 India · 5 months ago

    fine i guess

    staking token holds its peg well, no drama but support couldnt explain why my interest got skipped one week. we'll see 🤔

  23. C
    crypto_kid1 Spain · 5 months ago

    disappointed

    Ngl, the advertised apy quietly dropped to a third of what i signed up for. also my loan got liquidated on a BRIEF wick before i could top up.

  24. S
    Shrimp-Pilgrim1 Turkey · 6 months ago

    happy customer

    Tbh, took a stablecoin loan against my ADA, terms were clear. cant complain tbh. ⭐

  25. P
    PixelRaven13 Australia · 6 months ago

    Good stuff

    No lockup on the flexible product, pulled funds when i needed. withdrawls from the earn account cleared same day. they actually publish reserves, gives me confidence

  26. B
    Bull.Wolf Mexico · 7 months ago

    Solid

    No lockup on the flexible product, pulled funds when i needed. borrowed against my stack, clear terms no surprises. would recommend. fr fr!!

  27. C
    carlos.m Canada · 7 months ago

    its ok

    Eh, took a stablecoin loan against my SOL, terms were clear but their reserve report raised more questions than answers.

  28. B
    Bull-Dude2024 United Kingdom · 7 months ago

    Smooth Experience

    Ngl, earn on BNB pays daily, numbers add up perfectly. no regrets. 🚀

  29. C
    coffeeandcharts Singapore · 8 months ago

    solid 👍

    solid 👍.

  30. D
    dave Nigeria · 8 months ago

    good stuff

    the liquid staking token tracks the underlying closely.

  31. W
    WagmiSniper UAE · 8 months ago

    Been Great

    audited contracts and a transparent reserve report, feels safe. 10/10.

  32. G
    grumpy_gary France · 8 months ago

    my go to now

    Ok so the liquid staking token tracks the underlying closely. cant complain tbh. 😁

  33. M
    MOON_RAVEN Argentina · 10 months ago

    Love it

    Love it. 😎

  34. G
    GmFalcon South Africa · 10 months ago

    Reliable

    pulled my 500 usdt out same day, no waiting, and took a stablecoin loan against my btc, terms were clear!! 💯

  35. C
    coffeeandcharts Vietnam · 11 months ago

    finally one that works

    Gotta give credit, rates beat my bank by a mile and the dashboard is clear, and they actually publish reserves, gives me confidence. keeping my funds here for now.

  36. G
    Gm-Guy2024 Brazil · 11 months ago

    solid

    GREAT stuff!

  37. L
    Lambo-Guy69 Singapore · 11 months ago

    easy 5 stars

    Easy 5 stars!

  38. Y
    Yield.Hands Turkey · 1 year ago

    Way Better Than Expected

    They actually publish reserves, gives me confidence...

  39. E
    exit_liquidity Canada · 1 year ago

    Does What It Says

    Gota say audited contracts and a transparent reserve report, feels safe. will keep USING it...

  40. W
    Whale.Hands Netherlands · 1 year ago

    would recommend

    gotta give credit, ratees beat my bank by a mile and the dashboard is clear. no complaints...

  41. N
    Node-Hunter Italy · 1 year ago

    zero issues so far

    zero issues so far!!

  42. O
    oldschoolbtc Nigeria · 1 year ago

    good stuff

    flexible savings let me exit anytime, handy. happy so far!!

  43. E
    exit_liquidity Singapore · 1 year ago

    Does What It Says

    REAL TALK STAKING TOKEN HOLDS ITS PEG WELL, NO DRAMA. EARN ON ADA PAYS DAILY, NUMBERS ADD UP PERFECTLY. IMHO!

  44. S
    ShrimpHands99 Germany · 1 year ago

    Smooth Experience

    Honestly interest accrues daily and compounds exactly as described. also flexible savings let me exit anytime, hady.

  45. P
    PumpViper South Africa · 1 year ago

    Love This

    No lockup on the flexible product, pullde funds when i needed. happy so far

  46. C
    Cyber_Chad13 Argentina · 1 year ago

    Cant fault it

    fwiw the liquid staking token tracks the underlying closely.

  47. C
    cautious_carl Australia · 1 year ago

    Do not use

    Liquiadted on a fake wick, lost my collateral. smh.

  48. G
    GweiBro South Africa · 1 year ago

    frustrating

    real talk terms changed and my flexible funds suddenly got locked. missed an interest payment and got no real answeer.

  49. S
    Sigma_Guru Germany · 1 year ago

    Been Great

    Earn on LTC pays daily, numbers add up perfectly!!

  50. N
    NEONGUY9 Singapore · 1 year ago

    reliable

    Borrowed against my stack, clear terms no surprises, and withdrawls from the earn account cleared same day. solid.

  51. L
    lagos_lad Spain · 1 year ago

    smooth af

    smooth af...

  52. V
    vaultsurfer2024 France · 1 year ago

    My go to now

    Took a stablecoin loan against my USDC, terms were clear. staking token holds its peg well, no drama. oh and way beter yield than a bank, easy to track. 10/10. tbh.

  53. D
    deepvalue Italy · 1 year ago

    fast and easy

    fast and easy...

  54. D
    dave United Kingdom · 1 year ago

    10/10

    tbh withdrawls from the earn account cleared same day. they actually publish reserves, gives me confidence...

  55. A
    AhmedK Sweden · 1 year ago

    Pleasantly surprised

    First off, staking token holds its peg well, no drama. oh and no lockup on the flexible product, pulled funds WHEN i needed. lmao!

  56. W
    wagmi.queen420 Singapore · 1 year ago

    pleasantly surprised

    A+.

  57. N
    Node_Viper India · 1 year ago

    Decent but

    Rates beat my bank by a mile and the dashboard is clear … on THE flip side honestly nervous about counterparty risk after thier disclosures...

  58. C
    Crypto-Echo69 Brazil · 2 years ago

    love this

    been on this a while and rates beat my bank by a mile and the dashboard is clear. keeping my funds here for now

  59. N
    NgmiWizard0 United Kingdom · 2 years ago

    Pretty happy

    real talk earn on bags pays daily, numbers add up perfectly. would recommend. 🙌

  60. H
    h0dlgang UAE · 2 years ago

    does what it says

    First off flexible savings let me exit anytime, handy. A+!

  61. L
    Liquid.Sniper Philippines · 2 years ago

    Pretty Happy

    Does exactly what it says.

  62. S
    SatoshiTrader Poland · 2 years ago

    Been great

    So far withdrawals from the earn account cleared same day.

  63. H
    HashTrader Mexico · 2 years ago

    cant fault it

    Tbh WAY better yield than a bank, easy to track 🙌

  64. W
    WhaleTrader420 United States · 2 years ago

    no complaints

    Interest accrues daily and compounds exactly as described. also no lockup on the flexible product, pulled funds when i needed. 🔥

  65. N
    NgmiStorm Vietnam · 2 years ago

    Has potential

    I mean interest accrues daily and compounds exactly as described … on the flip side rate got slashed without warning, nowhere near the promo...